Tony has always believed that good financial advice can change lives. With years of experience guiding individuals and families, he takes the time to truly listen and understand what matters most to his clients. He has had the privilege of helping thousands of clients take confident steps toward financial freedom.

Property has consistently proven to be one of the most effective long-term investments across generations, and Tony brings deep expertise in this area. Whether clients are purchasing their first home or expanding an investment portfolio, he and his team provide clear guidance every step of the way.

While working with NZHL in the past, Tony was recognized for his outstanding performance, earning awards such as Rookie of the Year, Top Consultant in the Country, and Loans Specialist. Known for his calm and approachable style, Tony helps clients feel at ease when making important financial decisions. His greatest reward is seeing clients gain confidence and clarity about their financial journey.

With over 10 years of experience across retail, business, and commercial lending, Jim Jacob brings a wealth of knowledge to his role as Business Development Manager and Credit Writer. Having held senior positions at Westpac, including Assurance Manager and Business Manager, he offers deep expertise in credit risk, regulatory compliance, and complex lending structures.

Jim is passionate about delivering well-structured, compliant, and client-focused lending solutions. His strong understanding of banking policy, regulatory frameworks, and risk management ensures that every application is handled with precision, care, and a focus on long-term outcomes. Known for his calm, solutions-driven approach, Jim works closely with advisers, lenders, and key stakeholders to achieve positive results while maintaining the highest standards of credit quality and customer service.

Outside of work, Jim is driven by his love for family and is always striving to build a lasting legacy for his loved ones. If he weren’t in financial services, he would most likely be a chef—cooking has long been a personal passion that allows him to be creative, detail-oriented, and hands-on. He enjoys experimenting with flavours and bringing people together through food, finding the same satisfaction in crafting a memorable meal as he does in delivering successful outcomes for clients. Given the opportunity, Jim would love to reunite with his extended family in Dubai or India for a meaningful and memorable family gathering.

Mandeep’s passion for financial planning comes from a genuine desire to help people achieve their goals. He understands that finances can often feel overwhelming, which is why he focuses on breaking things down into clear, manageable steps. Clients appreciate his patience, honesty, and ability to make complex concepts simple. For Mandeep, success is measured not just in numbers, but in the trust and long-term relationships he builds with the people he serves.

Whether you’d like to buy your first home, or another home, or simply create a plan to pay your debt off faster, Mandeep would love to hear from you.

Behind every great team is someone who keeps everything running smoothly — and that’s Bhavneet. As the Administrator at National Finance, she makes sure clients always feel welcomed and supported. From managing schedules to ensuring communication is seamless, Bhavneet’s friendly approach and attention to detail create a positive experience for everyone who connects with the firm. She is the go-to person who makes sure nothing falls through the cracks, so clients can always count on reliable service.

Bhavneet plays a key role in supporting clients throughout their mortgage journey and beyond settlement. She works closely with advisors, lenders, and legal partners to ensure all documentation is completed accurately and on time. Following settlement, Bhavneet assists clients with post-settlement processes, lender follow-ups, and ongoing servicing needs, ensuring a smooth transition into home ownership or investment.

Known for her attention to detail and friendly, organized approach, Bhavneet ensures clients feel supported, informed, and confident at every stage — from application through to life after settlement.