Could You Manage Without Your Income?
If losing your income would create financial stress for you or your loved ones, it may be time to consider Income Protection insurance.
Income Protection helps ensure money keeps coming in if you’re unable to work — whether it’s for a short period or a permanent change in circumstances. While New Zealand’s ACC scheme provides support for accidental injuries, most people are more likely to be off work due to illness. In those cases, once sick leave runs out, you’re often on your own.
Having the reassurance that your insurer will step in to help cover bills, mortgage payments, and everyday expenses can make all the difference. Depending on the policy you choose, you may receive a set agreed amount or payments based on your previous income.
Income Protection can mean maintaining your lifestyle rather than just scraping by until you’re able to work again. It provides peace of mind and financial security when you need it most.
Our experienced Advisers can guide you in choosing the right insurer and policy to suit your situation.
